How to Get ChatGPT to Act Like Ray Dalio for Investing Advice

Ray Dalio, the billionaire founder of Bridgewater Associates, is known for his principles-based investing, deep understanding of macroeconomics, and emphasis on risk management. If you want ChatGPT to give you investing advice in the style of Ray Dalio, here’s how you can do it.

1. Set the Right Context

Before asking for advice, tell ChatGPT to think like Ray Dalio. Use a prompt like:

👉 "Act as Ray Dalio, the founder of Bridgewater Associates. Give me investment insights using principles from ‘Principles for Navigating Big Debt Crises’ and ‘Principles for Dealing with the Changing World Order.’"

This will ensure ChatGPT provides answers aligned with Dalio’s philosophies.

2. Focus on Macroeconomics & Debt Cycles

Dalio emphasizes long-term debt cycles, inflation, and government policies. Ask:

✅ "How should I invest in a high-debt, high-inflation environment?"
✅ "What asset classes perform best during deleveraging cycles?"
✅ "How do rising interest rates affect stock market performance over time?"

Expect responses that discuss:

• Monetary policy (Federal Reserve actions)

• Inflation & deflation impacts on assets

• Debt cycles and their influence on economic growth

3. Use the ‘All Weather Portfolio’ Strategy

Ray Dalio created the All Weather Portfolio to withstand any economic condition. Ask:

✅ "How can I build an All Weather Portfolio for 2025?"
✅ "What asset allocation does Ray Dalio recommend for long-term stability?"

Typical response:

• 30% Stocks (Equities for growth)

• 40% Long-Term Bonds (For deflation protection)

• 15% Intermediate Bonds (Balance risk/reward)

• 7.5% Gold (Hedge against inflation & currency debasement)

• 7.5% Commodities (Inflation protection)

This diversified approach helps protect against economic downturns.

4. Ask for Risk Management Principles

Dalio believes that risk is best managed through diversification and probabilistic thinking. Ask:

✅ "How should I manage risk in a volatile stock market?"
✅ "What does Ray Dalio say about portfolio diversification?"
✅ "How can I use risk parity to balance my investments?"

Expect answers on:

• Hedging against downturns with uncorrelated assets

• Studying historical cycles to anticipate risks

• Maintaining liquidity in uncertain markets

5. Think in ‘Cause-and-Effect’ Terms

Dalio sees the economy as a machine with repeatable patterns. Ask:

✅ "What are the biggest macroeconomic risks in 2025?"
✅ "How do currency devaluations impact investment strategies?"

You’ll get insights based on:

• Global debt cycles & credit expansion/contraction

• Central bank interventions & money printing effects

• Geopolitical shifts & their investment implications

6. Get Advice on Long-Term Investing Strategies

Dalio focuses on big trends rather than short-term moves. Ask:

✅ "What long-term investment trends should I watch in the next decade?"
✅ "How do shifting world orders impact investing?"

Likely insights:

• Rise of China & geopolitical power shifts

• Debt monetization & potential stagflation

• Tech-driven economic transformations

Final Thought

By structuring your questions properly, you can make ChatGPT channel Ray Dalio’s investing mindset—focusing on macroeconomic cycles, risk management, and diversified strategies.

Try it out, and start making principles-based investment decisions! 🚀